Which bank and card accounts does untied work with and how does it work?
untied works with the majority of UK banks and connects to both personal and business bank accounts, as well as many credit card providers, and banks across Europe.
To connect to your bank account we use trusted services from secure industry leaders TrueLayer. They help link bank accounts using connections that the banks themselves provide. Sometimes we also connect directly.
untied never sees your banking login details. Instead you log into your online banking or banking app and authorise us to retrieve your transactions. You need to renew permission every 90 days, and can also cancel the permission at any time.
If a bank is not listed it may be because they do not offer account access or have not integrated with TrueLayer.
Major UK banks we support
- Amex
- Bank of Scotland
- Barclaycard
- Barclays
- Capital One
- Chelsea Building Society
- Danske
- First Direct
- Halifax
- HSBC
- Lloyds
- M&S Bank
- MBNA
- Monzo
- Nationwide
- NatWest
- Revolut
- Royal Bank of Scotland
- Sainsbury's Bank
- Santander
- Starling
- Tesco Bank
- Tide
- Triodos Bank
- TSB
- Ulster Bank Northern Ireland
- Virgin Money
- Wise
- Yorkshire Building Society
What banks are not supported - and why not?!
We don't support all banks. We would like to, but there are various reasons why they can't be brought into untied.
Each bank is responsible for deciding how they will be sharing transactions and TrueLayer is one of several companies that aggregate different banks so that we can connect to them consistently. And if TrueLayer or their peers don't connect to a bank, then generally we can't either.
In many cases this will be because either the bank doesn't support open banking, because they have a non-standard way of implementing open banking, or have only recently aligned with the way that others do open banking. The institutions we get asked about most that fit into these categories are Chase, Cooperative Bank, Metro Bank, NewDay and Smile.
If you want to ask TrueLayer to connect to a missing bank, you can do that here.