Which bank and card accounts does untied work with and how does it work?

untied works with the majority of UK banks and connects to both personal and business bank accounts, as well as many credit card providers, and banks across Europe.

To connect to your bank account we use trusted services from secure industry leaders TrueLayer, tomato pay and Yapily. They help link bank accounts using connections that the banks themselves provide. Sometimes we also connect directly.

untied never sees your banking login details. Instead you log into your online banking or banking app and authorise us to retrieve your transactions. You need to renew permission every 90 days, and can also cancel the permission at any time.

TrueLayer, tomato pay, Yapily and untied are regulated and authorised by the Financial Conduct Authority. untied (UT Tax Ltd) is registered by the FCA with licence number 910169, TrueLayer with licence number 901096, tomato pay (Fractal Labs Ltd) with number 813019 and Yapily Connect Ltd with number 827001.

UK banks we support

Amex
Bank of Scotland
Barclaycard
Barclays
Capital One
Chelsea Building Society
Danske
First Direct
Halifax
HSBC
Lloyds
M&S Bank
MBNA
Monzo
Nationwide
NatWest
Revolut
Royal Bank of Scotland
Sainsbury's Bank
Santander
Starling
Tesco Bank
Tide
Triodos Bank
TSB
Ulster Bank Northern Ireland
Virgin Money
Wise
Yorkshire Building Society

For a list of all the UK and European bank accounts that are supported please see the following articles on TrueLayer's knowledge base:

https://truelayer.zendesk.com/hc/en-us/sections/360001919438-Coverage